In development This website is in development and is not yet live. The content is illustrative and is still being finalised and reviewed. It is general information only, not financial advice and not a financial promotion.
LLB Later Life Borrowing

Richard Parker

Equity release and later life lending adviser. More than 40 years in financial services, specialising in later life lending.

Every guide, calculator and data page on this site is written or reviewed by Richard. The point of naming a real, regulated adviser is accountability: you can check his credentials independently using the links below, and you know who stands behind the figures and the opinions.

Background

Richard has worked in financial services for over four decades, the last several years focused entirely on later life lending. He has long worked alongside solicitors and accountants as professional partners, which shapes how this site treats equity release: as one option to weigh carefully against the alternatives, not as a product to push.

Qualifications and registrations

These can be checked independently. The links marked verify go to the official register or governing body.

FCA reference RAP00035. Richard holds a clean record with no FCA or PRA disciplinary or regulatory action. You can confirm this on the Financial Services Register.

How to read advice on this site

Information here is general and educational. It is not a personal recommendation. A personal recommendation can only be given after a qualified adviser has reviewed your full circumstances. Equity release is a lifelong decision that reduces the value of your estate, so we always encourage you to involve your family and a solicitor.