Are you likely to be eligible for equity release?

Most lifetime mortgages share the same basic gateway. You usually need to be at least 55, your home needs to be worth enough, and it needs to be of standard construction. This tool checks those three things so you can see where you stand before you speak to anyone.

Your age (the youngest owner, if a couple)

Approximate value of your home (£)

How is the property built? Standard construction (brick or stone walls, tile or slate roof) Non standard (concrete, timber frame, high rise flat, ex local authority, thatch)

Assumptions: minimum age 55, minimum property value around £70,000, and standard construction. These are the common market thresholds, not the rules of any one lender. Some lenders set a higher minimum value, and some will lend on non standard property at a lower amount. This is an indicative self check, not a decision or a quote.