How much could I release if I do not know my home value?

If you have not had your home valued recently, you can still get a rough idea. Pick your region for a typical local house price, or enter your own value if you have one, then add your age. The estimate uses the usual age based limits to suggest a ballpark figure.

Your region (used only if you leave the value blank) North East (typical £165,000)North West (typical £220,000)Yorkshire and the Humber (typical £215,000)East Midlands (typical £245,000)West Midlands (typical £250,000)East of England (typical £345,000)London (typical £530,000)South East (typical £390,000)South West (typical £320,000)Wales (typical £215,000)Scotland (typical £190,000)Northern Ireland (typical £180,000)

Your home value if you know it (£)

Your age (youngest owner)

Assumptions: regional averages are INDICATIVE placeholder figures, to be confirmed against the Land Registry UK House Price Index. Your own home could be worth a lot more or less than the regional average, so a real valuation always beats this. The release percentage uses the age based limits below. Figures are indicative maximum release percentages anchored to published lender ranges (for example Legal & General and Aviva guidance), not a quote from any lender. Enhanced plans for those in poorer health can release more. The actual amount depends on your age, health, property and the plan chosen. Last reviewed June 2026.