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LLB Later Life Borrowing

The maximum you can release rises with age

With a lifetime mortgage, the share of your home you can release depends mostly on your age. The older you are, the bigger the percentage a lender will usually offer, because the loan has fewer years to grow. Enter your age to see the typical maximum, and add a home value to turn that into a rough figure.

Typical maximum release at age 65

35%

Typical maximum release by age
AgeTypical maximum release
Figures are indicative maximum release percentages anchored to published lender ranges (for example Legal & General and Aviva guidance), not a quote from any lender. Enhanced plans for those in poorer health can release more. The actual amount depends on your age, health, property and the plan chosen. Last reviewed June 2026.
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