How big is your retirement income shortfall?

Many people retire with less income than the lifestyle they have in mind. This tool compares the income you want with the income you expect, shows the annual gap, and gives a rough sense of how much property wealth might help bridge it over time.

Target annual income you want (£ per year)

Reference points, PLSA Retirement Living Standards (single person, indicative): minimum around £14,400, moderate around £31,300, comfortable around £43,100 per year. Confirm current figures at retirementlivingstandards.org.uk.

Minimum £14,400 Moderate £31,300 Comfortable £43,100

Income you expect (state pension, private pension, other) (£ per year)

Years you want it to last

If using property wealth, rolled up rate (% per year)

Bridging the gap with property wealth

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Assumptions: the PLSA Retirement Living Standards figures are indicative reference points, not personal advice. The property wealth estimate simply totals the yearly gap over the period you choose, then shows the rough rolled up cost at the rate entered, so it ignores investment growth, inflation, drawdown plans and tax. It is a sense of scale, not a forecast. A real plan would model all of this.